PREMIUM COVERAGE CHECK TERMS AND CONDITIONS

Effective Date: March 1, 2026

Welcome to Premium Coverage Check, a service operated by Rushworks LLC.

By accessing or using the Premium Coverage Check website, you agree to the following Terms and Conditions. If you do not agree with these terms, please do not use this website.

Premium Coverage Check is an insurance coverage review and lead referral platform designed to connect consumers with licensed insurance agents and agencies.

Premium Coverage Check:
• Does not sell insurance policies
• Is not an insurance carrier
• Does not guarantee coverage approval or premium savings

Insurance quotes, policy placement, and coverage recommendations are provided solely by licensed insurance professionals.

By using this website, you represent that:
• You are at least 18 years of age
• The information you provide is true and accurate
• You are requesting insurance information for lawful purposes

Submitting false information may result in denial of service.

When submitting a coverage review request, users may provide personal information including but not limited to:

• Name
• Phone number
• Email address
• Location information
• Insurance coverage details
• Optional uploaded insurance documents

Users agree that information submitted through the website may be shared with licensed insurance agents or partner agencies for the purpose of providing insurance quotes or coverage recommendations.

By submitting information through the Premium Coverage Check platform, you expressly consent to be contacted by:

• Licensed insurance agents
• Independent insurance agencies
• Insurance carrier partners
• Authorized marketing partners

You may be contacted via:
• Phone calls
• Email communications
• SMS/Text messages

These communications may include the use of automated dialing systems or prerecorded messages where permitted by law.

Your consent is not required as a condition of purchasing insurance. You may opt out of marketing communications at any time.

Premium Coverage Check does not guarantee:
• Insurance eligibility
• Policy approval
• Coverage availability
• Premium pricing or savings

Insurance policies are issued at the discretion of licensed agents and insurance carriers and are subject to underwriting review, carrier guidelines, and state insurance regulations.

Users may optionally upload insurance documents such as declaration pages for review purposes.

By uploading documents, you acknowledge that:
• The documents are your own or you have permission to share them
• The information may be reviewed by licensed insurance professionals

Premium Coverage Check is not responsible for errors, omissions, or inaccuracies contained in uploaded documents.

Users agree not to use this website to:

• Submit fraudulent requests
• Upload harmful software or malware
• Attempt unauthorized access to the platform
• Misrepresent identity or insurance information

Violation of these terms may result in termination of access to the website.

Premium Coverage Check may use third-party services including analytics tools, hosting services, marketing platforms, and lead distribution partners.

These services may collect limited technical information such as browser type, device type, and IP address for analytics and platform improvement.

To the fullest extent permitted by law, Rushworks LLC and Premium Coverage Check shall not be liable for:

• Insurance decisions made by licensed agents or carriers
• Coverage availability or policy pricing
• Errors in information submitted by users
• Any damages resulting from reliance on insurance quotes or recommendations

Users are encouraged to review all insurance policies carefully with a licensed insurance professional.

All content on this website including logos, design elements, layout, and written content is the property of Rushworks LLC dba Premium Coverage Check and may not be reproduced without permission.

Premium Coverage Check reserves the right to update or modify these Terms and Conditions at any time.

Updated terms will be posted on this page with a revised effective date. Continued use of the website constitutes acceptance of the updated terms.

These Terms and Conditions shall be governed by the laws of the State of Mississippi without regard to conflict of law principles.

Premium Coverage Check is not an insurance company and does not issue insurance policies.

Insurance products and recommendations are provided by licensed insurance professionals and are subject to underwriting approval, carrier guidelines, and state insurance regulations.

Coverage availability varies by state.

Premium Coverage Check | Licensed Agent Network | Nationwide Carrier Partners

For questions regarding these Terms and Conditions please contact:

info@premiumcoveragecheck.com

Copyright © 2026 Rushworks LLC dba Premium Coverage Check All Rights Reserved.

Premium Coverage Check is a coverage review and referral platform and does not directly issue insurance policies. Policies are quoted and issued by licensed insurance agents and insurance carriers. Coverage availability varies by state and is subject to underwriting approval.

For Georgia residents, preferred coverage placement may be available through:

The McDaniels Agency & Licensed Agents
Subject to underwriting guidelines.